Experience & Vision

ABOUT2019-02-18T15:18:07-04:00

About

Since 1994, Mortgage 1 has been helping families throughout Michigan.  We offer conventional, FHA, Rural Development, MSHDA and VA home loans for both purchase and refinance.  We also offer other loan options if you do not fit the guidelines of these typical mortgage loans, such as Doctor Loans and rehabilitation loans.  We will walk you through each step from getting pre-approved, shopping for homes and making an offer.

We believe in treating every client and business partner with the service and respect they deserve. With this principle in mind, it ensures satisfied clients and business partners which result in referrals into the future. I would be honored to assist you and your family with your home loan. Whether you are purchasing your first home or refinancing your current home, allow me to assist you every step of the way so that you have an exceptional experience.

Jim Papatheodore – NMLS ID: 131478
Mortgage 1, Inc. – NMLS ID 129386

Brighton Location
5925 Meridian Blvd, Ste 200
Brighton, MI 48116

Fenton Location
100 S Adelaide St.
Fenton, MI 48430

810-373-2150
810-444-0024

Disclaimer Information

Mortgage 1 NMLS #129386 www.NMLSConsumerAccess.org, Equal Housing Lender. Mortgage 1 Inc. is licensed in Michigan, Ohio #MB-804110.000, Florida #MLD282, and Texas. 43456 Mound Road Sterling Heights MI 48314. (1-866-532-0550)

Intended for the State of Michigan.

This is not a commitment to lend. Restrictions apply. All Rights Reserved. Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA or the federal government. Mortgage 1 Inc. NMLS# 129386 is not affiliated with your current lender.

Mortgage 1, inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Consumer Financial Protection Bureau P.O. Box 4503 Iowa City IA 52244

Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.

All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.

The information provided is for dissemination to and for the use of real estate and financial entities only and is not an advertisement for the extension of credit to consumers. Online homeownership education may be required. Equal housing lender, NMLS#129386