Michigan VA Home Loan

Michigan VA Home Loan2018-12-19T21:51:54-05:00

Top VA Mortgage Loan Lender

We’d be thrilled to talk about our many mortgage solutions with you. Call us at 810-444-0024.

Ready to begin? Pre-Qualify Now.

Michigan VA home loans allows Veterans that are first time home buyers and current homeowners* to purchase their new home with zero down payment. If you are a disabled Veteran, you do not have to pay the VA funding fee. VA loans are one of the best options for Veterans looking to have the lowest amount of money out of pocket and keep the monthly payment low.

VA Home Loan Features

  • No down payment.
  • Seller can pay up to 6% of the sale price towards your closing costs.
  • No monthly mortgage insurance (PMI).
  • Only eligible Veterans qualify.
  • No geographic restrictions.

General Requirements

  • Credit score minimum of 600
  • No previous mortgage loan late payment in the past 24 months.
  • No foreclosure in the past 36 months. Must have rebuilt credit.
  • No bankruptcies in the past 24 months. Must have rebuilt credit.
  • All court ordered judgments MUST be satisfied or have a satisfactory payment history.
  • Must meet VA rules of eligibility.
  • Request your VA certificate of eligibility.